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Oklahoma Chapter 13 Bankruptcy

Oklahoma Chapter 13 bankruptcy is a complicated reorganization of personal finances designed to allow someone overwhelmed with debt to work out a payment plan to pay off debts rather than face foreclosure and asset liquidation. Most often people who resort to Oklahoma Chapter 13 bankruptcy suffer from unforeseen financial situations such as loss of income, job loss, illness, or divorce, but still are to work out a reasonable timeframe to recover their personal finances.

Under Oklahoma Chapter 13 bankruptcy protection, the debtor usually works out a 3 to 5 year timeline to pay off debts. During this timeframe, the Federal Government prevents creditors from seizing any property or inflicting any more debt. Unfortunately, bankruptcy will remain on the debtor's credit record for ten years, but considering the alternatives, Chapter 13 bankruptcy may be the best option for many debtors.

It is important to note that the United States Congress recently passed the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 which sets out specific guidelines for bankruptcy protection. You should consult with a qualified Oklahoma bankruptcy attorney to learn more on the new rules and laws.

Bankruptcy laws are intentionally confusing and complicated, for benefit and protection of creditors. An experienced Oklahoma bankruptcy attorney at Garrett Law Office will fight on your behalf to protect your property and assets within the power of the law. Contact us today using the form on your left or by calling us toll-free at 1 (866) 664-0400 for a FREE case review or to have your legal questions answered.

We can handle your potential legal case if you are in any of these Oklahoma cities. Even if your city is not listed you may still speak with one of our Oklahoma bankruptcy attorneys by filling out our contact form or calling us toll-free at 1 (866) 664-0400.

Ada, Afton, Altus, Alva, Anadarko, Ardmore, Atoka, Bartlesville, Blackwell, Broken Arrow, Catoosa, Chandler, Checotah, Chickasha, Claremore, Clinton, Del City, Duncan, Durant, Edmond, El Reno, Elk City, Enid, Erick, Frederick, Glenpool, Grove, Guthrie, Guymon, Henryetta, Idabel, Lawton, Locust Grove, Mcalester, Miami, Midwest City, Moore, Muskogee, Norman, Oklahoma City, Okmulgee, Owasso, Pauls Valley, Perry, Ponca City, Poteau, Pryor, Roland, Sallisaw, Sand Springs, Savanna, Shawnee, Stillwater, Stilwell, Stroud, Tahlequah, Tulsa, Vinita, Wagoner, Weatherford, Woodward, Yukon